Premium payable in Rupees and Claims settled abroad in foreign Currency. Policy available for frequent corporate travelers.
Medical expenses incurred by the insured persons, outside India as a direct result of bodily injuries caused or sickness or disease contracted are covered.
Depends on Age-band, Trip-band and Country of visits.Coverage: Initially cover upto 180 days is provided under Business & Holiday Plan .Extension allowed on original policy for further period of 180 days subject to declaration of good health.
Age Limit: 6 months and above upto 70 years. Policy is to be taken prior to departure from India. Travelers over 60 years of age and for those traveling to USA & Canada over 40 years the following Medical reports (from an MD Cardiologist) need to be submitted along with the proposal form:
These reports are required if the travel period exceeds 60 days and above. In case of travellers unable to submit the above Medical reports cover stands restricted to USD 10,000
In case of any claim please contact M/S APRIL USA ASSISTANCE INC. at the following emergency centers worldwide.
All pre-existing disease/illnesses are not covered (known and unknown). Traveling against Medical advice or for Medical treatment including routine check-up. First USD 100 of all claims are to be borne by the traveller. Please refer to Policy for further details.